ERGO is one of the major insurance groups in Europe and part of the world’s leading reinsurance group Munich Re. The Group is represented in over 20 countries worldwide, concentrating on core and growth markets in Europe and Asia. ERGO offers a comprehensive range of insurances, pensions, investments and services. In its home market of Germany, ERGO is one of the leading providers in the life, non-life and health segments with a comprehensive range of market-leading products.

In the Nordics ERGO group is represented by ERGO Forsikring A/S with HQ in Copenhagen and branch offices in Sweden and Norway. We have two product brands in Sweden; Europeiska ERV for travel insurance and DKV Hälsa for Health Insurance. Europeiska ERV is one of largest providers of private and corporate travel insurance, insuring over 1.2 million travelers and millions of bank and credit cards annually. DKV Hälsa complements Europeiska ERV’s offerings by providing comprehensive health insurance for individuals and companies, focusing on quick access to high-quality medical care at an affordable cost. Our Swedish office is located on Kungsholmen.

We are now searching for an Underwriter to our Swedish branch that will be based at our Stockholm office.

Role Overview

As our new Underwriter you will become part of our Nordic Underwriting department and work together with like-minded, dedicated, and skilled colleagues with various backgrounds and competences. You will also work closely with the colleagues in both Denmark and Norway.

Key Responsibilities Include

• Drive process optimization and ensure high-quality data for underwriting and analysis.

• Collaborate with product development and actuarial teams on pricing, tariff updates, and new product offerings.

• Take an active role in the profitable growth of our Swedish business by participating in the underwriting part of the tender process.

• Support pricing and portfolio management through analysis, modeling, and profitability monitoring.

• Work closely with actuarial teams on reserving topics, lapse modeling, and system requirements to safeguard data quality.

• Engage with the market through customer visits in partnership with the sales team.

The Profile

We’re looking for someone who combines a sharp analytical mind with a natural ability to connect with people. You should be comfortable working with complex data, confident in making decisions, and eager to contribute to a collaborative, cross-Nordic team. If you enjoy balancing precision with big-picture thinking, you’ll thrive here.

• Around 2-4 years of experience in an underwriting role, with strong analytical skills and understanding of risk concepts, key drivers and economic interdependencies.

• Ability to build and maintain broker relationships that drive business growth.

• Proficiency in Microsoft Office (especially Excel) and confidence working with data.

• Fluency in Swedish and English; additional Nordic languages are a plus.

• Strong communication and presentation skills, with the ability to simplify complex data for diverse audiences.

• Collaborative, service-minded, and resilient—able to work independently and thrive under pressure in fast-paced environments.

• Willingness to travel occasionally within the Nordics.

What We Offer

Join an ambitious Nordic team backed by the strength of the Munich Re Group. You’ll enjoy:

• Flexibility, including the option to work from home up to two days per week.

• Comprehensive and competitive benefits.

• An inclusive, collaborative culture that values diversity and encourages your ideas.

• Opportunities to take responsibility, influence decisions, and make an impact across borders.

Further Information

For more details about the position, please contact:

Jan Stensbo, Head of Underwriting – +45 21 45 55 02

How to Apply

Please apply with your CV and application letter no later than 10 April. We review applications and invite candidates for interviews on an ongoing basis, and the position may be filled before the deadline.

We encourage applicants of all backgrounds to apply. At Ergo Nordics, diversity and inclusion are essential to our culture—we welcome individuals regardless of race, gender, religion, ethnicity, sexual orientation, disability, or any other characteristic. We believe true innovation stems from a broad spectrum of experiences and perspectives.